In Hard Times, Look At Your Property For Hard Money Loans

Posted on 8 August 2018

Are you looking for a loan to tide over a rough patch? Have you been denied a loan by your bank? Cheer up — there's a way out. If you have property, you can use it to get a hard money loan. Hard money loans are issued by private investors using property as collateral. The main condition is that your property should have equity. You will pay a monthly interest and maybe a bit of the principal for a period typically lasting 12 months. [Read More]

Want To Buy A Home? Two Tips For Getting Your Mortgage

Posted on 29 June 2018

Unless you have enough cash on hand to buy a home, you need to secure a mortgage to afford the purchase. However, you should not just apply for a mortgage when you're ready and hope for the best. There are actually some things you should be doing before you're ready to buy, which will help improve your chances of qualifying and getting a good rate. Credit Score Improvement Making improvements to your credit score play a big part in if you are approved and what your rate will be. [Read More]

Top 3 Considerations When Selecting The Right Mortgage For You

Posted on 17 May 2018

When buying your first home, the type of mortgage you take out will have a huge impact on how quickly you're able to pay off your loan and how much you'll pay in interest down the road. At the same time, with so many different mortgage options available, knowing which is best for you can be a challenge. As you consider your options, there are a few deciding factors to keep in mind that will ultimately help you make an informed decision on your mortgage loan. [Read More]

2 Reasons To Have A Business Bank Account For Your Small Business

Posted on 25 March 2018

If you have a small business, you want to make sure that you are doing your banking the right way. You may be tempted to use a personal bank account for all your banking needs. But that won't be the best thing for your business. If you have a business, then you should use a business banking account. There are several reasons that you want to do this; here are two of them. [Read More]

About Me

Finding The Right Lender

When I started looking around for a new car, I started thinking about who I wanted to work with for the loan. After a lot of thought, it occurred to me that it might be smart to check out lenders before I started visiting car dealerships. As I went from bank to bank, I started to notice things that I liked and I didn't like about each different company. Some places said they offered a generous grace period, while others issued fees at the drop of a hat. I realized that if I wanted to enjoy my car, finding the right bank would be a big piece of the puzzle. My blog talks about different types of financing, so that you can make a choice you will be happy with.