Clear Signs That A Cash Loan Is Right For You

Posted on 9 January 2018

Taking out a payday loan is often a course of action left for last-chance financial problems. The reputation is understandable as there are many who don't handle the loans well, becoming trapped in a sea of mounting interest and multiple loans. However, there are times when taking out a cash payday loan is not a problem. All you have to do is ensure that you will be able to pay back the money and that the repayment terms are ones you can easily deal with. [Read More]

4 Tips For Buying A Home For The First Time

Posted on 19 September 2017

One of the largest decisions you may make in life is purchasing a home. As first-time home buyers, this will take the right amount of money, and it's likely you may be on a budget. The good news is there are some things you can do to help prepare you for this beforehand. Being aware of specific tips that can be helpful when purchasing a home is sure to be ideal: [Read More]

Is It Better To Get Prequalified Or Preapproved When Buying A House

Posted on 15 June 2017

The process of getting a mortgage loan to buy a house can be complicated, especially for people who have never done this before. If you are new to this subject and are ready to buy a house, you will want to talk to a mortgage lender before going any further. Your lender can help you get pre-qualified and pre-approved for a loan, and here are several things to understand about these terms. [Read More]

Newly Wedded? Adding Your Spouse To Your Existing Home Loan

Posted on 6 December 2016

If you get married after you take out a mortgage loan on your own to buy a house, it is possible to add your spouse to the loan. But since you will be changing the terms of the loan, there are factors you'll want to consider that can affect whether you get approved for the loan and how much it will cost if you do. Credit Scores/Debt-to-Income Ratios Refinancing your current home mortgage allows you to pay off the balance on the existing loan and then take out a new home loan together with your spouse. [Read More]

About Me

Finding The Right Lender

When I started looking around for a new car, I started thinking about who I wanted to work with for the loan. After a lot of thought, it occurred to me that it might be smart to check out lenders before I started visiting car dealerships. As I went from bank to bank, I started to notice things that I liked and I didn't like about each different company. Some places said they offered a generous grace period, while others issued fees at the drop of a hat. I realized that if I wanted to enjoy my car, finding the right bank would be a big piece of the puzzle. My blog talks about different types of financing, so that you can make a choice you will be happy with.