Should You Get A Fixed Rate Or Adjustable Rate Mortgage?

Posted on 19 April 2021

Are you buying a home and not sure if you should get a fixed-rate or adjustable-rate mortgage? It will help to know the following information about them to help you make a choice. Adjustable-Rate Mortgages As the name implies, an adjustable-rate mortgage will change the interest rate after a set period of time. You'll likely have a fixed rate for that first year, and there will be a cap when it comes to what percentage it can go up or down to at each adjustment period. [Read More]

3 Things To Know About Term Loans As A Small Business Owner

Posted on 18 March 2021

As a small business owner, sometimes you need money to grow your business, which is where a term loan comes into play. A term loan is a form of financing you can use for your business. #1: Lump Sum Loan A term loan is what most people refer to as a small business loan. With a term loan, you are borrowing a lump sum from a lender. Then, you are expected to pay that lump sum off through a series of regular payments, usually paid each month, over the loan's length. [Read More]

Features To Analyze When Choosing A New Savings Account

Posted on 8 February 2021

If you want to start saving more money but do not have a place to store the money, you can open a savings account. You can have as many savings accounts as you would like, and these accounts are ideal for saving money. If you are unsure about what to look for in an account, you might have some questions. Here is a breakdown of some of the top features to analyze when choosing a savings account to open. [Read More]

Keys To Getting Approved By Mortgage Lenders

Posted on 18 December 2020

Buying a home usually requires taking out a mortgage, a process that doesn't have to be difficult. You just want to use these tips in the beginning because they'll help you get approved by a local mortgage lender with ease. Start With a Pre-Approval Before getting too far in the mortgage process with a lender, you have the option of getting pre-approved. This document isn't officially your mortgage terms, but it will represent them pretty closely. [Read More]

About Me

Finding The Right Lender

When I started looking around for a new car, I started thinking about who I wanted to work with for the loan. After a lot of thought, it occurred to me that it might be smart to check out lenders before I started visiting car dealerships. As I went from bank to bank, I started to notice things that I liked and I didn't like about each different company. Some places said they offered a generous grace period, while others issued fees at the drop of a hat. I realized that if I wanted to enjoy my car, finding the right bank would be a big piece of the puzzle. My blog talks about different types of financing, so that you can make a choice you will be happy with.